VA Loan

VA

FHA Loan

FHA

Do I qualify for the USDA Loan

Interested in the finding out if you qualify for a 0% Down USDA loan?

Check out this flyer from Tom Tholl at Leader One Financial

USDA Flyer

Help! I am a first time home buyer and don’t know where to start

Check out this post from Tom Tholl on things to consider as a first time home buyer.

First Time Home Buyer Flyer

Do I need a Pre-Approal Letter?

Pre-Approval Letters are a quick and easy way to tell sellers and your realtor that you are a serious buyer.  It is a quick 10-15 minute conversation with a lender (by phone or in person) that gets your basic information.

Yes, they may run a credit check, but that helps them to determine what kind of interest rate they can give you and consequently how much house you can afford.

Check out this flyer from Tom Tholl at Leader One Financial for more information:

Pre-approval flyer

As always.  Feel free to give myself or Tom a call with any questions!

Should I buy a house now?

What we are talking about here is Opportunity Cost.  Does it make sense to pony up my entire life savings to buy a house or will I be better served to wait and buy a house later.  Check out this great flyer from Tom Tholl on the potential cost of waiting:

Oportunity Cost

How much money do I need for a down payment?

Attached is a great flyer from Tom Tholl at Leader 1 Financial Corp about what you need for a down payment.  In many of our rural areas, the answer is 0% down!  Give Tom or myself a call if you are interested in learning more!

Down Payment